1. SECURE FINANCING

In the world of lending, there are several different loan products & interest rates to choose from. We have trusted referrals to industry leading lenders — interview at least 3 before choosing.

2. FIND YOUR PERFECT HOME

We use all the latest technology at our disposal, network with our vast network of other real estate agents, and target specific homeowners, all to find you both on-market and off-market opportunities.  

3. NEGOTIATING A WINNING DEAL 

We will help you determine a true fair market value by preparing a CMA plus considering repair needs, market conditions, & other factors. Once submitted, we will guide you through all negotiations.

4. OPENING ESCROW

In Southern California it's typical for the seller to choose the escrow holder and the escrow is usually opened by the listing agent. Our team will be with you every step of the way to protect you.

5. PERFORMING DUE DILIGENCE

Once in escrow, we will have access to the property to perform inspections, be given time to review documents, and have the ability to conduct other investigations — our expertise here is imperative.

6. CLOSE OF ESCROW

Closing costs are what the buyer & seller will pay as part of the escrow transaction. Some fees are negotiable between the seller & buyer as to “who pays for what.” We'll advise you on each of these.

HOW MUCH HOUSE CAN YOU AFFORD?

By entering details about your income, down payment, and monthly debts, you can estimate the mortgage amount that works with your budget. There are several types of mortgage loans available with pros and cons for each. Contact me below for details. 
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You can afford a home up to: $0
Your debt-to-income ratio is 36%
Quite affordable.
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STEVE & KRISTA: The WIDNER Team

Agent | License ID: 00680027

+1(949) 842-5551

29811 Santa Margarita Parkway, Suite 100, Margarita, CA, 92688

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